Cornerstone Appraisal Services, LLC

Insurance-to-value is the cornerstone of profitability for the home insurance industry. Both our name and our company philosophy are based on that premise. We are dedicated to providing our customers with detailed, accurate replacement cost valuations, and precise risk analysis.



Cornerstone is the high value insurance inspection company of choice. We attribute our success to being able to provide the very best insurance valuation and loss control services to our clients. With Cornerstone, you receive unmatched quality, guaranteed time service and the professionalism your clients deserve.



Our nationwide network of appraisal & loss control experts specialize in high value homes, and are among the most experienced in the industry. Our knowledgeable and dedicated staff is our most important asset and will be an asset to any company in their ITV efforts.



Mission Statement

Just as the cornerstone of a building is a basic and crucial element of the structure, Cornerstone Appraisal Services, Inc. is a basic and crucial element of the insurance industry. It is our mission to exceed the industry's expectations for quality inspections and service, while providing our customers with the honesty, respect, integrity and professionalism they deserve.



Objective

Cornerstone Appraisal Services recognizes that insurance to value is the cornerstone of profitability for both insurance companies and their agents - so much so that we have based our name on it.



We are dedicated to providing the most accurate replacement cost appraisals in the industry, as well as detailed risk engineering and risk analysis services to the discriminating client. Our nationwide network of appraisal & loss control experts specialize in high value homes, and are among the most experienced in the industry.



Benefits

Almost all companies face rising concerns over budgetary constraints and staffing resource issues. As a result, most companies are looking for reassurance that their money is being spent wisely.



An accurate replacement cost appraisal can provide you and your company with the following benefits:



Reduce the number of 'shock' losses through thorough fire protection, and loss control engineering

Keep your company from paying policy limits in a partial loss situation when there is no co-insurance penalty

Keep your company from paying in excess of policy limits when "Guaranteed Replacement Cost Coverage" is provided

Increase customer satisfaction and retention by providing a valuable service to the customer and protecting them from co-insurance penalties

Expedite the claim settlement process by establishing accurate documentation of the construction and special features of the home as well as an accurate replacement cost before the loss

Create a value-added marketing tool with customized reports

Provide a tangible product for you and your customers

Staff

Inspection companies typically have a poor reputation for quality, accuracy, and professionalism of their staff. We are determined to change that perception by employing the most highly trained and professional appraisers in the industry. Cornerstone also provides continual training and structured feedback for each member of our staff.



Appraising is a delicate balance between art, science, and experience. The quality and accuracy of an appraisal is based on an individual's knowledge and experience. Our staff is our greatest asset. They are highly skilled, qualified, and trained in reconstruction cost appraisals. In addition to years of experience, our appraisers continually research pricing of specialty features and conduct contractor interviews to maintain first hand knowledge of construction costs in their areas. This provides them with the knowledge and confidence necessary to accurately appraise the high value residential market niche and lend credibility to our product.



Unlike most inspection companies, Cornerstone hires only individuals with prior experience in appraising, property claims adjusting, or construction. This means you will always have the most knowledgeable, and experienced staff completing your appraisals. Our appraisers are experienced at interacting with companies, agents and VIP clients. In spite of an individual's prior experience, all new Cornerstone employees are also required to complete a rigorous one-on-one training course for product consistency, and to ensure our strict standards for quality and accuracy are not compromised.



Service Areas

Cornerstone offers service to 43 states and posesses the ability to cover more with certain volume requirements. While we are aggressively seeking to provide services to our clients on a nationwide basis, our growth will come only as we can hire and train qualified, professional staff. We will never sacrifice quality for growth. Please contact us to inquire if we are providing service in your area.



In areas where we are not currently open, we can provide service with a minimum number of requests. We can also open a new territory for continual service with a minimal volume commitment. Our goal is to offer our expertise to underwriters where they need us the most.