Name: City First Mortgage Services, L.L.C.
Address: 750 S Main St Ste 104, Bountiful, UT, 84010-6371, US
Telephone: (801) 299-1770

As a mortgage banker, City 1st makes residential loans from its own funds on properties in the majority of states across the country. City 1st works with licensed appraisers in each of those states in obtaining appraisals according to investor requirements. City 1st also works with licensed third-party escrow companies in each of those states in handling all reserve funds.

City 1st processes and underwrites its own loans, all loan processing policies and underwriting approvals being overseen by its Operations Department, and according to Fannie Mae/Freddie Mac/Government guidelines. Audit procedures are controlled and carried-out by third-party quality control service providers, the policies of which are documented in "City First Mortgage Services, L.L.C., Loan Origination Quality Control Policy."

City 1st has been in the business of residential and construction lending since its establishment in 1993. Its principal and staff are well-versed in all aspects of the residential and construction loan industry including draws, inspections, underwriting, mortgage and contract law, etc., and hold multiple bachelor's and master's degrees in their respective areas of expertise. Each of the company's senior officers have long established careers in mortgage banking, real estate and venture projects, and understand the complexity of the industry.

City First Mortgage Services, L.L.C.

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